Home Loans
We make the process of finding the right home loan as simple as possible.


First Home Buyers
Looking for your first home? We'll help find the best deal possible.


Refinancing Loans
Are you paying too much or wanting to unlock equity from your current loan?


We understand loans. Let Mortgage Mechanix get you there

No matter where you are on your lending journey, from applying for your first home loan to investigating your refinance options, Mortgage Mechanix has the knowledge, relationships and expertise to help.

Bill made the whole process of us get a mortgage simple, however, I know it wasn't because we are small business owners with an investment property and therefore have complex accounts. Our interest rate is still very competitive today, which isn't always the case in our situation. I highly recommend Bill Elmer to get you the best mortgage for your circumstance.
Michael & Holly
An expert mortgage broker
Thanks to Bill and his expert advice, my wife and myself were able to not only refinance our house but we were also able to do a few renovations while reducing our interest rate at the same time! He also assisted us with the financing to enable us to purchase our first investment property. He gave us the information we needed to move forward in a way we could understand, making the process very easy. Almost 2 years on now and not only have we recommended him to friends and family, we have started discussions again with Bill to increase our investment property portfolio.
Alan and Sarah C
Made the process very easy
My wife and I were looking to purchase our first house and weren't sure where to start when it came to looking for a mortgage. Bill helped us by finding the best one for our circumstances, saving us a lot of time and money. The result was a great low rate and a much less stressful experience than if we tried to do things ourselves.
Jono and Alicia H
Saved us so much time & money
Bill was introduced to us by our son-in-law, and that was the best introduction for our financial future. Bill has been patient, consistent and most professional in all aspects. His dedication in finding us the best loan for the re-financing of our home loan has given us the confidence for our financial future. We are very grateful and value his time, advise and direction.
Vasu and Kamini G.
Confidence for our financial future
A big THANKS to Bill for all his hard work and efforts in making our dreams come true. We had a complicated loan application and needed approval to meet a dead line in settling both a sale and a purchase taking place within a same week. Bill had taken every possible action, put great efforts and kept us in the loop constantly till he managed to resolve all issues in a very timely and professional manner. Great job you have done Bill.
Eva and Joe K.
Made our dreams come true
I contacted Bill Elmer for assistance with my finances after the sudden passing of my husband. Unexpected expenses and a big change in income was making it difficult to meet commitments. After discussing my options Bill set about assisting me in every way. He arranged a refinance of my existing mortgage that has completely turned my situation around and I'm moving forward again, feeling much more secure and in control financially. I can't thank Bill enough for his support, advice and for all the work he put into my refinance.
Donnar C.
Completely turned my situation around
As a relatively new home owner with my first home loan I hadn't thought about re-financing till I spoke with Bill. Bill was able to secure a much better interest rate which improved my weekly cashflow and was so incredibly helpful especially while having to foot some hefty medical bills. Having my car loan and home loan all in one with a better interest rate has been a life saver for my cash flow and has taken a lot of stress out of my life.
Deborah C.
Improved my weekly cashflow
As we all know the mortgage and loans realm can be both daunting and overwhelming. We were lucky enough to have Bill make this easy for us. He took all the hard work out if it, really took the time to understand both our situation and goals, and achieved a great result. The service he provided was very personal and nothing seemed like too much trouble. Highly recommended.
David and Julie C.
Made it so easy for us!
Dear Bill, It was a pleasure to do business with you! We would like to say a big Thank you for the tremendous Job you did with our refinancing of the Loans. Merry Christmas and a Happy, Healthy New Year to you and your Family.
Beat and Cynthia W.
Pleasure doing business!
Just a quick note to thank you for your assistance with our mortgage refinancing. Stressful and complicated at times for us. With having to get certain information copied, signed by a JP and tabled due to changing Government legislation. You managed to keep us informed at every stage. Your knowledge of products available to suit our needs was very impressive. Thank you very much.
Wayne and Melissa A.
Absolutely amazing at what they do

Let Mortgage Mechanix help you.

Step 1
Talk to one of our Brokers

Times are changing fast, and what was acceptable yesterday -may NOT be acceptable today, so it can be hard to know where to start. We explain the whole process and help you to find the loan that’s right for your circumstances, and most importantly, support you at every step of the way.

Step 2
We understand it can be confusing

Your Mortgage Mechanix broker comes to you, free of charge, and works with you through all aspects of your home loan application, right through to being handed the keys.

Step 3
Find the right loan

With some 38 lenders on our aggregators panel, there’s various appetites from our lenders offering for a variety of products to suit certain circumstances. We believe in the power of advice to help you both now and into the future as your circumstances and needs change.

Talk to us today

Request a FREE Assessment

Enquire with the Mortgage Mechanix today on 1300 LO LOAN or complete your details below.